☞NEFT- National Electronic Fund Transfer
☞RTGS- Real Time Gross Settlement
☞NPA- Non Performing Assets
☞QIB- Qualified Institutional Buyers
☞SLR- Statutory liquidity ratio
☞SRR- Statutory Reserve Requirement
☞CAR- Capital Adequacy Ratio
☞SEBI- Securities and Exchange Board of India
☞MICR- Magnetic Ink Character Recognition
☞NSE- National Stock Exchange
☞FCNR- Foreign Currency Non Resident Deposit Accounts
☞CDRS- Corporate Debt Restructuring
☞IDRBT- Institute for Development and Research Of Banking
Technology
☞YTM- Yield To Maturity
☞MCA- Ministry Of Company Affairs
☞MIS- Management Information System
☞CRISIL- Credit Rating Information Services Of India
☞ICRA- Investment Information and Credit Rating Agency of India Limited
☞CARE- Credit Analysis and Research Limited
☞IRDA- Insurance Regulatory and Development Authority of India
☞LIC- Life Insurance Corporation of India
☞IEPF- Investors Education and Protection Fund
☞IRDA- Insurance Regulatory and Development Authority
☞CCIL- Clearing Corporation of India Limited
☞OTCEI- Over the Counter Exchange Of India
☞ISCI- International Standard Industrial Classification
☞KCC- Kisan Credit Card
☞BCSBI- Banking Codes and Standards Board of India
☞SEBI- Securities and Exchange Board of India
☞SFMS- Structured Financial Messaging Services
☞SHG- Self Help Group
☞BOE- Bill of Exchange
☞CASA- Current and Savings Accounts
☞CBLO- Collateralized Bank Lending Obligations
☞CIBIL- Credit Information Bureau of India Limited
☞CRR- Cash Reserve Ratio
☞KYC- Know Your Customer Guidelines
☞IPO- Initial Public Offer
☞SMERA- SME Rating Agency of India Limited
☞NBFC- Non Banking Finance Companies
☞FEDAI- Foreign Exchange Dealers Association of India
☞ALCO- Asset Liability Committee
☞ALM- Asset Liability Management
☞KVIC- Khadi and Village Industries Corporation
☞KYC- Know Your Customer
☞EXIM bank- Export and Import Bank of India
☞UTI- Unit Trust of India
☞WPI- Wholesale Price Index
☞EDI- Electronic Data Interchange
☞SLRS- Scheme for Liberation and Rehabilitation of Scavengers
☞EMI- Equated Monthly Instalments
☞EPS- Earning per Share
☞ESOP- Employee Stock Options
☞YTM-Yield to Maturity
☞LAB- Local Area Banks
☞ALM- Asset Liability Management
☞ANBC- Adjusted Net Bank Credit
☞ASBA- Applications Supported Bank Accounts
☞DPG- Deferred Payment Guarantee
☞DRI- Differential Rate Of Interest
☞DSCR- Debt Service Coverage Ratio
☞FEDAI- Foreign Exchange Dealers Association Of India
☞FOB- Free On Board
☞NPV- Net Present Value
☞DPN- Demand Promissory Note
☞DRAT- Debt Recovery Appellate Tribunal
☞OCB- Overseas Corporate Bodies
☞POA- Power of Attorney
☞OLTAS- Online Tax Accounting System
☞OMO- Open Market Operations
☞PACS- Primary Agricultural Credit Societies
☞PDO- Public Debt Office
☞PIN- Personal Identification Number
☞NABARD- National Bank for Agriculture and Rural Development
☞SIDBI- Small Industries Development Bank of India
☞EDP- Entrepreneurship Development Programme
☞LAMPS- Large Sized Adivasi Multipurpose Societies
☞LERMS- Liberalized Exchange Rate Management System
☞NABARD- National Bank for Agriculture and Rural
Development
☞NBFC- Non Banking Finance Companies
☞QIB- Qualified Institutional Bankers
☞RBI- Reserve Bank of India
☞RDBMS- Relational Database Management System
☞REC- Rural Electrification Corporation
☞RFC- Resident Foreign Currency
☞RIDF- Rural Infrastructure Development Fund
☞RRB- Regional Rural Bank
☞RTGS- Real Time Gross Settlement
☞RWA- Risk Weighted Assets
☞SBI- State Bank of India
☞SCB- Scheduled Commercial Bank
☞NRE- Non Resident External Account
☞NRI- Non Resident Indian
☞SDR- Special Drawing Rights
☞SIDBI- Small Industries Development Bank of India
☞SIDC- State Industrial Development Corporation
☞SJSRY- Swarna Jayanthi Shahari Rozgar Yojana
☞SSI- Small Scale Industries
☞SME- Small and Medium Industries
☞SSSBE- Small Scale Service and Business Enterprises
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